Terms of Use for Lapampamanagua Finance Academy.

1. Introduction

These Terms of Use (“Terms”) govern your access to and use of the website available at https://Lapampamanagua.com (the “Website”), operated as Lapampamanagua Finance Academy (“we”, “us”, “our”).

By accessing, browsing or using the Website, you confirm that you have read, understood and agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Website.

The Website is intended for business users and professionals (entrepreneurs, executives and leadership teams) located primarily in Italy. If you access the Website from other countries, you are responsible for complying with local laws where they apply.

2. Who we are

Lapampamanagua Finance Academy is a learning platform focused on practical financial analysis for entrepreneurs and leadership teams. We provide educational content, workshops and learning tracks that help you understand financial information connected to your business.

We are based in Rome, Italy, with the following contact details:

• Address: Via Antonio Bertoloni, 1, 00197 Roma RM, Italy
• Phone: +39 02 7711 2900
• Email: Lapampamanagua@gmail.com

3. Use of the Website

You may use the Website for informational and educational purposes in connection with your business or professional activity. You agree not to use the Website:

• for any unlawful, fraudulent or harmful purpose;
• to distribute spam, unsolicited communications or advertising not requested by us;
• to attempt to gain unauthorised access to the Website, its servers or related systems;
• in any way that could damage, disable or overburden the Website or interfere with use by others.

We reserve the right to restrict or block access to the Website for users who violate these Terms or who misuse the Website.

4. Educational content – no financial, tax or legal advice

All information, case descriptions, examples and materials on this Website are provided for educational purposes only. They are not intended to:

• constitute financial, investment, tax or legal advice;
• recommend any particular financial decision, product or service;
• replace discussions with qualified professional advisers.

Before taking any financial, tax or legal decision you should consult appropriate professional advisors who can consider your specific situation, regulatory context and risk profile.

5. No guarantee of results

Participation in workshops, learning tracks or the use of materials from Lapampamanagua Finance Academy does not guarantee any specific business or financial outcomes. Every company has its own circumstances, market conditions and internal decisions that influence results.

You remain solely responsible for how you interpret and apply any information obtained from the Website or from the academy’s educational activities.

6. Your responsibilities

When using the Website or participating in our learning activities, you agree to:

• provide accurate and up-to-date information where requested (for example, in contact forms);
• keep any access credentials, if provided in the future, confidential and not share them with unauthorised persons;
• inform us promptly if you believe there is any unauthorised use of your data or access;
• use materials in a way that respects intellectual property rights and confidentiality obligations.

7. Communications and newsletters

If you contact us through the Website or subscribe to learning updates, we may use your contact details to respond to your request and to send relevant educational communications, in line with the choices you have made.

You can unsubscribe from newsletters at any time using the link included in each message or by contacting us at Lapampamanagua@gmail.com.

For more detail on how we process personal data and your rights under applicable law, please consult our Privacy Policy.

8. Privacy and cookies

When you use the Website, we may process limited personal data and use cookies or similar technologies to understand how visitors interact with our content and to maintain the security and performance of the Website.

Our Privacy Policy explains in detail which data we collect, for which purposes and on which legal bases. Our Cookie Policy describes the types of cookies we use and how you can manage your preferences.

In case of any conflict between these Terms and the Privacy or Cookie Policies regarding personal data, the Privacy and Cookie Policies will prevail for matters related to data protection.

9. Intellectual property

Unless otherwise stated, all content on the Website – including text, graphics, logos, icons, images, layouts and design elements – is owned by or licensed to Lapampamanagua Finance Academy and is protected by applicable copyright and other intellectual property laws.

You may:

• view the Website in your browser and print pages for internal business reference; and
• share links to public pages of the Website with others.

You may not, without our prior written consent:

• copy, reproduce or distribute substantial parts of the Website or its content;
• modify or create derivative works based on our materials for commercial use;
• use our name, logo or branding in a way that suggests partnership or endorsement.

10. Third-party links, tools and content

The Website may contain links to third-party websites, tools or services that are not controlled by Lapampamanagua Finance Academy. We provide these links for convenience only and do not endorse or guarantee their content, security or performance.

When you access third-party websites or services, you do so at your own risk and are responsible for reviewing the applicable terms and privacy policies of those third parties.

11. Limitation of liability

We make reasonable efforts to keep the Website and its content accurate, up to date and available. However, the Website is provided on an “as is” and “as available” basis and we do not guarantee that it will be free from errors, interruptions or omissions.

To the maximum extent permitted by applicable law, Lapampamanagua Finance Academy and its collaborators shall not be liable for any:

• loss of profits, revenue, contracts or opportunities;
• loss of data, goodwill or reputation; or
• indirect, consequential or special damages,

arising out of or in connection with your use of the Website, reliance on its content or participation in any educational activities related to the academy.

Nothing in these Terms excludes or limits liability where such exclusion or limitation would be contrary to applicable law.

12. Applicable law and jurisdiction

These Terms and any dispute arising out of or in connection with them or with the use of the Website shall be governed by and construed in accordance with the laws of Italy, without regard to conflict of law principles.

Where permitted by law, the courts of Rome, Italy, shall have exclusive jurisdiction to resolve any such disputes. If you are a consumer and mandatory local laws provide otherwise, those local protections may prevail.

13. Changes to these Terms

We may update these Terms from time to time to reflect changes in our Website, services, legal requirements or best practices. The revised Terms will be posted on this page with an updated “Last updated” date.

We encourage you to review these Terms periodically. By continuing to use the Website after the new version is published, you agree to the updated Terms.

14. Contact

If you have any questions or concerns about these Terms of Use, you can contact us at:

• Address: Via Antonio Bertoloni, 1, 00197 Roma RM, Italy
• Phone: +39 02 7711 2900
• Email: Lapampamanagua@gmail.com

Last updated: 2025